stack of books on table

About Misika Cash Express

Learn more about our journey, mission, vision, and commitment to financial empowerment.

Our Story

Misika Cash Express is a registered microfinance institution incorporated on 15 April 2021. Before incorporation, the business operated from 2019 with the primary goal of supporting financially disadvantaged marketeers through affordable group loans.

Over time, the institution evolved to focus on providing salary advances to government employees across Zambia. Today, Misika Cash Express is dedicated to helping civil servants meet urgent and short term financial needs through fast, accessible, and flexible financial solutions.

a pile of money sitting on top of a table
a pile of money sitting on top of a table

Our Journey

From supporting small business owners to serving Zambia’s workforce, our journey has always been centered on financial empowerment and customer support. We continue to grow by providing reliable services that positively impact the lives of our clients.

Our Vision

To become one of the leading microfinance institutions in Zambia by providing quick, flexible, and affordable financial solutions.

photo of dollar coins and banknotes
photo of dollar coins and banknotes

Our Mission

To empower government employees with express financial support while fostering economic growth through innovative and customer focused services.

Our Core Values

Integrity: We operate with honesty, professionalism, and transparency.

Efficiency: We ensure quick processing and timely disbursement of funds.

Customer Commitment: We prioritize customer satisfaction by providing dependable support and financial solutions.

Accessibility: We make our services available to eligible civil servants across Zambia.

Misika Cash Express © 2026. All rights reserved.

Powered by: Inerun Zambia.

Contact

Email

misikacashexpress@gmail.com

Location

Royal Kings Mall, Enos Chomba Road, Kitwe CBD, Zambia

Phone

+260 969 409 764

+260 975 453 694